Smart City Series - Universal Citizen Identification Smart Card

I believe that Cashless economy can be started from Smart Cities. We can make Smart Cities 100% cashless with the introduction of Universal Citizen Identification Smart Card, which when brought with RFID or NFC technology can bring about a huge change. These Smart Cards, which when embedded with RFID or NFC tags, gives the same outcome as swiping Smart Cards. These cards should be made with dual Technology. It can be swiped as well. We will discuss Smart City Transport System( Metro Rail and Bus transport), using universal Citizen Identification Smart Cards.

The loading of funds may be online or at centers which loads cash universally for all the operation that can be performed by the Universal Citizen Identification Smart Card. This one stop loaded money can be then distributed to different wallets like Bus transport wallet, Railway Transport wallet, Recharge wallet or whatever through online mode or when you deposit your money in Specialized centers (Banks, which is  One stop for all cash deposits ) if you are uneducated or don't have digital money ( which is very less in smart cities). These specialized centers are nothing but banks. If you want to deposit cash currency in your smart card, you have to go to banks. ATMs will not deal with cash anymore. It will deal with distribution of money to different types of wallets and transfer of money from one account to other.

What if you lost the Universal Citizen Identification Smart Card. Here too it has great advantage over physical cash. If you lose a 1000 rupees in currency, it is lost forever. But if you lose this smart card, nothing is lost. Immediately call the bank, which deals with your account of Transactions in your Smart Card ( Only Money transactions of a particular card will be dealt by different banks. Cards will be supplied by Central Government.) and block it. What to do if you are in midst of unknown place and lost your card. No problem, here comes the solution. Go to the nearby police station, tell your Smart Card number or Cell number. They will fetch your details. Check your photo and scan your finger prints. If it matches, they will call the bank immediately in case you have not informed them and block the transactions through that particular card. They will dispense a new card immediately with your photo affixed fetched from database. Every police station will have Smart Card dispenser. Every Smart City citizens should update the photograph, every 3 years. Photos can be taken only with high resolution cameras in police station. What if someone duplicates your card. Highly impossible, we will use encryption technology. Even if somehow it happens, you will get message for every transaction done through your card. You can verify it.